Delayed Insurance Claim: Other Driver’s Insurance

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Delayed Insurance Claim: Other Driver’s Insurance

delayed insurance claim

A car accident can be a huge burden on your health, wallet, and precious time. As you manage the financial implications while dealing with injuries or chronic health issues, you may feel your stress skyrocket. Among the most stressful part of the process is dealing with the other driver’s insurance. What can you do about a delayed insurance claim that is holding up your funds?

After all the money you put toward insurance, you may think that it is their duty to settle the claim and transfer your money immediately. But the truth is that the other driver’s insurance may use a stalling tactic to keep you from pursuing your claim. However, by understanding your options and taking action, you can play a crucial role in resolving a delayed insurance claim from the other driver’s insurance company.

Insurance Claims

After a car accident in Fairfield, it’s important to remember that you have control over the initial steps. You should always address injuries and medical needs first. Then, file a police report to document the accident, including pictures and witness accounts. Finally, exchange information with the other driver so you can contact their insurance company to file a claim. By taking these proactive steps, you are setting the foundation for a successful claim process.

After leaving the scene of the accident, contact your insurance company to tell them what happened. Taking immediate action sets the process in motion. Then, you can file a claim with the other driver’s insurance company. The company should immediately respond by acknowledging the claim. Then, each insurance company varies, but has an average of 60 days to process the claim and release your compensation.

Common Causes of Delayed Insurance Claims

If you experience a delayed insurance claim from the other driver’s insurance, there could be a number of causes. Hiring a lawyer to ensure the other driver’s insurance company takes you seriously will speed up the process.

Here are some common causes of a delayed insurance claim:

  • Administrative backlog and processing delays
  • Disputes over liability and fault
  • Incomplete or missing documentation
  • Communication breakdowns between parties involved
  • Complexities in the investigation of the accident

The police report is vital in an accident because it contains all the facts. If the other driver’s insurance company has access to the police report, they should be able to determine who was at fault. Sometimes, it is unclear who the at-fault party is, and an investigation is necessary.

Who Pays? My Insurance Vs. the Other Driver’s Insurance

If the other driver is determined to be the at-fault party, they are responsible for paying the claim. When the other driver’s insurance policy delays a claim, you must take legal action to move the case along. Hiring a personal injury lawyer will escalate your case and get you answers more quickly.

If the at-fault driver does not have insurance, you can file a claim with your own insurance company. Uninsured motorist coverage is part of your policy, and you can state that the other driver’s insurance is not valid.

Impact of Delayed Insurance Claims on Accident Victims

delayed insurance claim

While you wait for the other driver’s insurance to take action, you may feel the weight of the world on your shoulders. Addressing medical and car issues right away is non-negotiable, so how do you pay for these bills in the meantime? The stress can feel overwhelming:

  • Financial strain due to medical bills and lost wages
  • Emotional and psychological stress
  • Impact on recovery and rehabilitation
  • Legal and logistical complications

A delayed insurance claim is no small violation. Work with a lawyer to take legal action and file a complaint against the insurance company with the state insurance commissioner.

How a Lawyer Can Help

You may consider hiring a personal injury lawyer in Fairfield as another bill that piles up. But the truth is that a lawyer can expedite the claim and get you your money when you need it most. A lawyer can also advise you on whether it’s in your best interest to file a lawsuit against the other driver’s insurance for bad faith insurance practices.

You may be entitled to even more compensation because of the hardships caused by the delayed insurance claim. It’s important to fight for your compensation instead of giving up like they may hope.

Hire a Trusted Lawyer to Expedite Your Delayed Insurance Claim

Ease your worries after a car accident by hiring a lawyer from the start. You are not expected to know all about the insurance process after a car accident. After all, car accidents don’t happen every day.

The good news is that a car accident lawyer in Fairfield is familiar with the steps to take with the other driver’s insurance company. They can show the insurance company that you mean business by contacting them immediately and demanding speedy compensation.

At Brill Law Group, we want to remove your stress after a car accident. Your health is at the forefront of our priorities. Let us handle your insurance claim so that you can focus on healing physically and mentally from the traumatic experience. Contact our experts to schedule your consultation.

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Hear From Our Clients

Having Dan Brill as an attorney has been a great experience. He was extremely accommodating and readily available. He got the best results for my personal injury case in a speedy manner. Highly recommended!

Zammy Lee

I was rear ended by a drunk driver in Stamford and my car was badly damaged. Dan took over my car accident case and did a great job. He answered ny questions and made me feel very comfortable during the process. Highly recommend!

Ronald Chamale

Attorney Brill is an exceptional lawyer! He is professional, detailed and swift! I cannot praise him enough for handling an incident for me that came out very favorable!
A great lawyer! Its hard to find lawyers like Mr. Brill!

Martha Wallace

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